1.Home Loans:
MHADA Home Loan: Affordable housing loans for Maharashtra
residents; eligibility based on income. Features include affordable interest
rates and flexible repayment (5-30 years).
PMAY Home Loan: Interest subsidies for economically weaker
sections (EWS), lower income groups (LIG), and middle income groups (MIG) for
home purchase or construction. Subsidy up to ₹2.67 lakh with interest rates at
6.5%.
MSFC Housing Loan: Loans for small/medium families with
competitive rates and up to 20-year tenure.
Application Process:
Apply online or through centers for government schemes; bank
loans can be accessed via banks or agents. Required documents include proof of
income, residence, identity, and property details.