Personal Loans:
Purpose: Meet personal financial needs (medical, home renovation, education).
Eligibility: Salaried individuals, self-employed professionals, business owners.
Loan Amount: ₹50,000 to ₹25 lakhs with interest rates of 10%-18% and a tenure of 1 to 5 years.
Apply online or through centers for government schemes; bank loans can be accessed via banks or agents. Required documents include proof of income, residence, identity, and property details.